Choose your state or territory:

Enter the number of people in your family (including yourself):

Enter your monthly household Income
(average of last 6 months):

The Chapter 7 Means Test Calculator has been updated for the latest median income figures for cases filed between March 15, 2009, and October 31, 2009, inclusive.

This is your state's monthly median family income
for your family size:

$ 

Do you qualify to file Chapter 7?

IMPORTANT: If your income is higher than your state's median income you may still be able to file Chapter 7. Your bankruptcy lawyer will be able to make this calculation and also advise on allowable expenses that can be used in the calculation as defined by the Bankruptcy Code and other deductions, including regular charitable donations (up to 15% of your income), school expenses, payments on 401(k)/IRA loans, and health Insurance.

eculator uses the median family income figures for each state as of March 15, 2009.